Texas homeowners premiums rose about 75% since 2020 and several carriers failed. Learn what is changing in 2026, how HO-2 compares to HO-3 and HO-B, and why 52% of our clients choose HO-2 to save up to 50%.
Form E filings in Texas, Illinois and Ohio help state regulators verify that covered motor carriers have liability insurance on
Looking for competitive trucking insurance for intermodal, dry van, reefer or auto-hauling operations? Somra Insurance Agency has exlusive access to
Whether you run a small handyman operation or a full commercial general contracting firm, contractor insurance requirements shape almost every
For motor carriers that want to move ocean containers to and from marine terminals and rail ramps, insurance is not
If your dump truck operation stays close to home, there is a good chance you are paying more for insurance
Boat hauling is one of trucking’s most profitable niches — with coast-to-coast moves of $1M–$3.5M vessels generating $30,000–$150,000 per load. Learn about oversized permits, superloads, Waltron trailers, real transport costs, and the specialized liability and high-value cargo insurance every boat hauler needs.
Discover the homeowners insurance endorsements Texas and coastal homeowners most often skip — and pay for dearly at claim time. From water/sewer backup and seepage exclusions to service line failures, slab foundation tear-out costs, and the critical difference between replacement cost, ACV, and scheduled payment on your roof.
Learn everything about homeowners insurance in Texas and coastal states — including why wind and hail coverage is often purchased separately, how wind mitigation certificates and elevation certificates lower your premiums, the role of TWIA and the NFIP, and how specialty carriers like SageSure and Allied Trust serve coastal homeowners.
Starting a contracting business is one of the most rewarding paths for skilled tradespeople — but it also comes with